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FINANCIAL SERVICES

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Retirement Planning
RETIREMENT PLANNING

Retirement is the day your money works for you
instead of you having to work for money.

Each person’s idea of retirement is different. While some people will never quit working, others may slow down and others will stop working completely. Some want to travel, others want to garden. Others want to turn a hobby into a new business. Regardless of your personal circumstances, we can custom design a retirement and income plan to suit you, keeping in mind that safety, growth and income are not mutually exclusive.

 

Retirement planning involves organizing your financial resources to achieve your goals at a predetermined time in the future. When developing a retirement plan, it is crucial to ensure that your 401k/403b or IRAs, investments, income plan, risk plan, and social security are working together and not against each other. Schedule a complimentary consultation

Income Planning
INCOME PLANNING

"The key to financial freedom and great wealth is a person's ability or skill

to convert earned income into passive income and/or portfolio income." 

ROBERT KIYOSAKI

Developing a steady and reliable stream of income is a cornerstone of retirement.  We begin by first calculating the cost of living required to support your desired retirement lifestyle. We then review your resources (assets/social security/pension) and identify a specific plan that seeks to balance your social security/pension options with the risk needed to produce the investment income you requireSchedule a complimentary consultation

Investment Management
INVESTMENT MANAGEMENT

"Know what you own and know why you own it." 

PETER LYNCH

In our opinion, it is essential to minimize the risk of extreme losses.  Chasing high returns at the risk of relinquishing market gains and invested principle becomes counterproductive and can have a deleterious effect during retirement.  Thus, we begin by identifying an investment plan that takes no more risk than is necessary to produce the investment income you require.  We can then make adjustments to the portfolio based upon your stated goals, ambitions and tolerance for risk.  The result is in an investment solution that matches your unique situation and risk profile. Schedule a complimentary consultation 

LEGACY PLANNING
LEGACY PLANNNG

"The greatest legacy one can pass on to one's children and grandchildren

is not money or other material things accumulated in one's life,

but rather a legacy of character and faith." 

BILLY GRAHAM

As a part of our overall service, we address your desire to provide an estate for heirs or charities.  With careful planning, we can help you design an estate plan that seeks to minimize or eliminate legal and tax expenses.  The goal is a smooth transition of your estate to your heirs.  We provide these services to our investment clients at no additional cost.  Services include the following:

  • Review goals

  • Inventory your assets and their value

  • Work with an attorney to create wills and trusts*

  • Select primary and contingent beneficiaries

  • Monitor and review for life changes

  • Identify the need for life and long term care insurance*

*Please note that attorneys will have costs of their own. If you choose to implement insurance recommendations, there are costs associated with the purchase of insurance and Kevin will receive compensation based on the sale of the policy.

As an Investment Advisor Representative, Kevin Ebbink offers advisory services through Strategic Blueprint LLC, which is otherwise unaffiliated with Compass Financial Services, Inc. Compass Financial Services, Inc. is a North Carolina Licensed Insurance Agency.

Investments in securities involve risk, including the potential loss of principal invested. We do not provide customer service or enable financial transactions through this site. Should any client have questions or concerns that are specific to his or her account, please contact our office directly. Do not post personal, account, or transaction information anywhere on this site. Opinions expressed herein are those of the author and do not necessarily reflect those of the Strategic Blueprint, LLC, its officers, directors, employees, associated persons, or affiliates.

All written content on this website is for informational purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Opinions expressed herein are solely those of Compass Financial Services, Inc. and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual advisor prior to implementation.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any state other than the State of North Carolina or where otherwise legally permitted.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Medicare clients: We do not offer every plan in your area. Currently, we represent (see below*) organizations which offer (see below*) products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

*organizations/products by county:

Alamance 7/70; Ashe 6/50; Bladin 6/56; Brunswick 6/42; Cabarrus 6/59; Catawba 6/65; Chatham 6/67; Craven 6/34; Davidson 7/69; Davie 7/67; Durham 6/67; Forsyth 7/71; Guilford 7/72; Halifax 6/52; Iredell 6/61; Johnston 6/57; Lenoir 6/39; Mecklenburg 6/67; Onslow 6/30; Orange 6/55; Pender 4/43; Randolph 7/70; Rockingham 7/60; Rowan 6/66; Rutherford 6/51; Stokes 7/65; Surry 6/54; Wake 6/68; Wayne 6/43; Wilkes 6/57; Yadkin 7/62.  (Note: this list represents the counties we currently serve as of 29Sept2023.)

© 2023 by Compass Financial Services, Inc.  All rights reserved.

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